Worksheet 01Start with clear assumptions
01
Start with clear assumptions
Change opening cash, revenue, growth, margin, payroll, overhead, tax reserve, and planned spending in one place.
FREE PRACTICAL TEMPLATE · 3 WORKSHEETS
Small Business Cash Flow Model
See how revenue, costs, tax reserves, and planned spending change your cash balance across the next 12 months.
15–25 minutes to completeBuilt for Owners planning the next 12 monthsFormat Editable Excel workbook
Get the free resource ↓CREATED BY PIPETIDYEXCEL TEMPLATE / 3 WORKSHEETS12-Month Cash Flow Model
See how revenue, costs, tax reserves, and planned spending change your cash balance across the next 12 months.
FREEA LOOK INSIDE
Practical pages.
No filler.
Every page is designed to help you make a decision, complete a check, or change a real workflow.
Worksheet 02Follow cash month by month
02
Follow cash month by month
Working formulas carry every assumption through revenue, direct costs, operating costs, tax reserve, and ending cash.
Decision viewFind the pressure point
03
Find the pressure point
See the lowest projected cash balance so you can test slower growth, tighter margins, or a large purchase before committing.
WHAT YOU GET
Built to be used,
not just downloaded.
- 01Editable revenue and cost assumptions
- 0212-month cash forecast
- 03Tax-reserve planning
- 04One-off spending input
- 05Lowest projected cash balance
THIS IS FOR YOU IF…
- ✓ Owners who need a simple forecast
- ✓ Businesses planning hires or equipment
- ✓ Teams moving beyond a static annual budget
WHAT IT WILL NOT DO
- — Predict revenue with certainty
- — Replace bookkeeping or cash reconciliation
- — Provide accounting, investment, or tax advice
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Get the template.
Keep the value.
The Excel workbook unlocks immediately. No payment, no forced marketing subscription, and no need to create an account.
GOOD TO KNOW
Questions, answered.
Does the workbook contain working formulas?
Yes. The monthly model calculates from the editable assumptions and includes totals and a lowest-cash-point check.
Which spreadsheet apps can open it?
The file is an .xlsx workbook designed for current versions of Microsoft Excel and compatible spreadsheet software. Always check formulas after importing into another app.
Will I be subscribed to marketing?
Only if you separately tick the optional marketing checkbox. The workbook unlocks immediately without marketing consent.
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